Protection to Australian and New Zealand Residents is sold by Cover Genius Pty Ltd (Australian Business Number 43 159 983 598) in its capacity as an AFS Licensee, No 490058. Asservo Mutual (ABN 664 040 975 / NZBN 9429051103644) is the issuer of the mutual risk products. Cover Genius does not act as your agent: this advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire the product, please read the PDS, FSG & TMD contained in your quote. If you purchase protection from Cover Genius, the company receives a commission which is a percentage of your contribution – ask us for details.